3D Secure ACS (Access Control Server)

Strengthen payment security and prevent unauthorized use of credit cards.

Xecure3D ACS (Access Control Server) is a software module that enables issuing banks to participate in Verified by Visa, MasterCard SecureCode, JCB J/Secure and American Express Safekey 3D Secure programs. It serves as an extra layer of security to any credit card transaction by allowing cardholders to confirm their identity using a personally-defined password.

Reduce Fraud
Issuing banks will be able to significantly reduce the number of online disputes by effectively screening out fraudsters from real cardholders.
Ensure Compliance
Central banks from around the world are now mandating that all online card transactions must be enrolled in a 3D Secure program.
Highly Scalable
Xecure3D ACS can readily scale to support continuous increase in transaction volume over time.


3D Secure Certified

Fully tested to work seamlessly with all major 3D Secure programs namely Verified by Visa, SecureCode, J/Secure and SafeKey.

Dual Authentication Method

Authentication may be implemented via a static password or one time password (OTP).

Admin Management Tool

Xecure3D ACS maintains a complete record of all administration staff activities and system changes for auditing and review purposes.

Stop fraud with 3D Secure ACS today.